But it is converted into an unsecured claim in the personal bankruptcy now.

The debtor owes your debt, , to become paid consistent with other unsecured claimants. Because of the lien stripping and cram-down procedures in a bankruptcy when the value of the true estate is less than the fdot lien amount).

Thus, if the house is not well worth more than the fdot lien, the debtor can remove the entirety from the hoa lien except for the superpriority, signifying the fdot isn’t paid in full and it is impaired also.

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